Articles

Contract requirements
What Homebuilders Require From Subcontractors
Builders reject certificates when the policy behind them falls short. How to read an insurance requirement schedule and fix what it flags.
9 minutes read

Contract requirements
Additional Insured, Primary and Non-Contributory, Waivers
Three phrases in nearly every subcontract, explained. What each one does, how they work together, and how to check your own policy for them.
11 minutes read

Coverage and claims
Per-Project Aggregate Explained for Contractors
Your general aggregate is one pool for the whole year. How a bad job in February can leave you underinsured in October, and what fixes it.
7 minutes read
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Categories at launch
- Contract requirements
- Coverage and claims
Let’s look at what you have
Send us your current policy, including every endorsement, and tell us what your contracts require. We will tell you where the two do not line up. It costs nothing, and it does not obligate you to move anything.
Working with specialty trade contractors in all 50 states, at our best with firms between $500,000 and $20 million in annual revenue.
The information on this page is general in nature and is not a statement of coverage or a contract. All coverage is subject to policy terms, conditions, exclusions, and carrier underwriting. Availability varies by state, class of business, and individual risk.

